Inheritance Tax Calculator

Estimate your potential inheritance tax liability using current HMRC thresholds. Answer a few simple questions about your estate to see your estimated IHT bill.

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Step 1: Your Estate

Enter the total value of your estate, including all assets.

Include property, investments, savings, possessions

Value of your main residence (if any)

Mortgages, loans, funeral costs

Current IHT Thresholds (2024/25)

Nil-Rate Band (NRB)

The basic IHT-free allowance

£325,000

Residence Nil-Rate Band (RNRB)

Additional allowance when passing home to descendants

£175,000

IHT Rate

Applied to the taxable estate above allowances

40%

RNRB Taper Threshold

RNRB reduces for estates above this amount

£2,000,000

These thresholds have been frozen since 2009 (NRB) and 2020 (RNRB) and are expected to remain frozen until at least 2030.

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